Financial coaching that focuses on life, not numbers
Get in the driver seat of your life by taking control of your money. You deserve to spend unapologetically on what you value the most.

Obtain Financial Clarity
Get a clear understanding of your current financial position and actionable steps to get to where you want to be.

Spend Freely without Guilt
Know exactly how and where you want to spend your money, without worry or sacrificing the things you love.

Make Smart Money Moves
Develop the skills to see how spending choices affect your lifestyle and make informed decisions that work for you.

Save for Your Future Self
Give your future self a seat at the table for all money matters to ensure life pleasures continue beyond the present.
Helping busy Millennials go beyond just “making it work” with their money
You’ve Googled all the things. Watched countless videos. But managing your money still feels like a struggle. Maybe you’re making good money but always feel strapped for cash. Or despite best intentions, can never seem to get ahead. Maybe you’ve tried budgeting before but couldn’t stick with it. Or never tried it at all because… who has time for that. Don’t worry, I got you.
I’m here to help you spend less time stressing about money and more time doing the things that you enjoy.
Whether you want to tackle debt, grow your savings, or optimize your income, I’ll meet you where you are. Your financial journey is uniquely yours—let me support you along the way.


Before working with Marisa I had a very difficult time understanding where my money was going. Since I’ve started working with her, I have a greater understanding of how and where my money is being spent. The skills she taught me have me in a much better position to pay off debt, while still being able to spend money on things I want.
– Coaching Client
You already have what it takes.
You just need a trusted guide to ensure you stay consistent, confident, and in control.

Marisa Stephens
Your Financial Coach
Hey! I’m Marisa, and I know what it’s like to be caught between paying off debt, building savings, and striving for financial freedom. The pressure. The guilt. The grind. The tug-of-war between wanting to enjoy life now and still build for the future. I’ve worked with single professionals, young families, solopreneurs, and everything in between. Some barely getting by, others managing multiple income streams. The truth? Almost everyone feels like they ‘should be doing better.’
After navigating my own financial challenges, I built a solid money strategy that pushed the boundaries of what I thought was possible. And gave me options I didn’t know I had. Now, as a wife, mom, and first-generation millionaire, my lifestyle is both fulfilling and financially secure because my money works on purpose. And I’m on a mission to bring that same freedom to you, and help you strategically and effortlessly use your money to live a more satisfying life – on your terms. Because I get it. And I got you.
Let Me Help You
Make It Make Cents
Let’s be real: there’s no shortage of financial information out there. But when you’re balancing work, family, and real life, it’s easy to feel overwhelmed. Marketing tells you what you “should” do. Social media makes you feel behind.
But you don’t need more advice. You need to make sense of your money in the context of your life. My Make It Make Cents Program will help you cut through the noise and tap into what truly works for you. So you can spend confidently, save consistently, and focus on living a life that feels good without giving up the things you love. No guesswork. And absolutely no judgment. Just bring your goals, I’ll bring the strategy. And we’ll figure it out together.
How We Work Together

Step 1
Free Money Consult
Start with a 30 minute call to discuss your goals, ask questions, and determine if coaching (or another path) is the best next step.

Step 2
Make It Make Cents Program
Collaborate over 4 months to build your personalized financial strategy, put it into action, and see real progress while still enjoying life.

Step 3
Ongoing Coaching
Continue with ongoing support to help sustain your progress, handle life’s curveballs in real-time, and create lasting success.
“I’m feeling better already. Your spirit is just so peaceful and just assuring.”
– After Money Consult

Financial Freedom is More Than a Number
Coaching isn’t just about what’s in your bank account. It’s about the life you get to live when the money part is finally handled.
- Unlock More Choices: You gain the power of having options. The option to travel. The option to rest. The option to confidently say “yes” to what matters and “no” to what doesn’t.
- Change How You Show Up: We don’t just talk about budgets, we remove the weight of financial stress. So you can be more present in your home, more confident in your relationships, and more at peace with yourself.
- Start a New Legacy: You might not have been handed a financial blueprint, but you’re the one building it now. We’ll break generational patterns and build a new legacy of wealth and knowledge.
Are you ready to live a more financially fulfilling life?

Financial coaching for busy Millennials. Helping you understand, simplify, and take charge of your money so you can live a more financially fulfilling life.